Goal-Based Investing

"I started Nykaa at 50. The best time was 20 years ago; the second-best is today."

— Falguni Nayar. Left investment banking to build India's first listed beauty unicorn — at 50.

"The first rule is don't lose money. The second rule is don't forget the first rule."

— Warren Buffett. Berkshire's 20%+ CAGR over 60 years built on this single sentence.