EMIs, Interest & APR

"Wealth is not what you earn. It's what you don't spend, compounded."

— Radhika Gupta. On personal finance for a generation that thinks SIPs are the new EMIs.

"The first rule is don't lose money. The second rule is don't forget the first rule."

— Warren Buffett. Berkshire's 20%+ CAGR over 60 years built on this single sentence.