Building a Credit Score

"We grew Zerodha to ₹30,000 Cr without raising a single rupee. Patience is the cheapest moat."

— Nithin Kamath. Bootstrapped India's largest broker — a counter-narrative to startup hype.

"The first rule is don't lose money. The second rule is don't forget the first rule."

— Warren Buffett. Berkshire's 20%+ CAGR over 60 years built on this single sentence.